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What are the levels of white gold?

White gold is a popular choice for jewelry, prized for its beautiful silvery-white appearance and versatility. However, not all white gold is created equal. The levels of white gold, defined by their karat ratings and alloy compositions, determine the quality, color, durability, and price of the metal. This comprehensive article explores the different levels of white gold, their characteristics, and the factors to consider when choosing white gold jewelry.


Understanding White Gold

White gold is an alloy made by mixing gold with other white metals such as nickel, palladium, or silver. The resulting metal has a lustrous white color and improved strength compared to pure gold. White gold is typically plated with rhodium, a precious metal from the platinum family, to enhance its whiteness and provide a durable, shiny finish.


The key to understanding white gold lies in its karat rating and alloy composition. These factors influence the metal’s appearance, durability, and cost.


Karat Ratings: The Levels of White Gold

The karat rating of white gold indicates the proportion of gold in the alloy. Pure gold is 24 karats, so a lower karat rating means the metal contains more alloying metals and less gold. The most common karat ratings for white gold are 18K, 14K, and 10K.

18K White Gold

Composition: 18K white gold contains 75% gold and 25% alloy metals, such as nickel or palladium.

Color: This high gold content gives 18K white gold a rich color and a slight yellowish tint that is often masked by rhodium plating.

Durability: While 18K white gold is more durable than pure gold, it is softer and more prone to scratching than lower karat alloys.

Price: Due to its high gold content, 18K white gold is more expensive than 14K or 10K white gold.

Popularity: 18K white gold is a popular choice for high-end jewelry, including engagement rings and wedding bands, due to its luxurious appearance and higher value.

14K White Gold

Composition: 14K white gold consists of 58.3% gold and 41.7% alloy metals, providing a balanced mix of gold and durability.

Color: The color of 14K white gold is less yellow than 18K, but still requires rhodium plating for a bright white finish.

Durability: With a higher proportion of alloy metals, 14K white gold is more durable and resistant to scratching and bending than 18K white gold.

Price: 14K white gold is more affordable than 18K, making it a popular choice for a wide range of jewelry.

Popularity: Its balance of gold content, durability, and cost makes 14K white gold a common choice for engagement rings, wedding bands, and everyday jewelry.

10K White Gold

Composition: 10K white gold contains 41.7% gold and 58.3% alloy metals, making it the lowest karat white gold commonly used in jewelry.

Color: 10K white gold has the least yellow tint of the three due to its lower gold content, but still benefits from rhodium plating for an optimal white appearance.

Durability: The high proportion of alloy metals makes 10K white gold the most durable and hardest of the three levels, ideal for jewelry that will be worn daily and subjected to wear and tear.

Price: 10K white gold is the most affordable option, making it accessible for those on a budget.

Popularity: While less prestigious than 14K or 18K, 10K white gold is valued for its durability and cost-effectiveness, making it suitable for fashion jewelry and pieces that need to withstand frequent use.

Alloy Metals: Impact on White Gold

The metals alloyed with gold to create white gold play a significant role in its properties. The most common alloy metals are nickel and palladium.

Nickel-Alloyed White Gold

Durability: Nickel adds significant strength and durability to white gold, making it more resistant to scratches and dents.

Color: Nickel can help achieve a whiter color in white gold, though rhodium plating is still typically used to enhance its brightness.

Allergies: One drawback of nickel-alloyed white gold is that nickel can cause allergic reactions in some people, leading to skin irritation or rashes.

Cost: Nickel is a relatively inexpensive alloy metal, making nickel-alloyed white gold more affordable than palladium-alloyed options.

Palladium-Alloyed White Gold

Durability: Palladium is a member of the platinum family and adds excellent durability and strength to white gold without compromising its malleability.

Color: Palladium contributes to a naturally white color, reducing the need for rhodium plating.

Hypoallergenic: Palladium is hypoallergenic, making palladium-alloyed white gold a safer choice for individuals with metal sensitivities.

Cost: Palladium is more expensive than nickel, making palladium-alloyed white gold costlier than its nickel-alloyed counterpart.

Rhodium Plating: Enhancing and Maintaining White Gold

Rhodium plating is a standard process for white gold jewelry, providing a bright white finish and additional protection against scratches and tarnish. However, rhodium plating can wear off over time, revealing the underlying alloy’s natural color. Periodic re-plating is necessary to maintain the desired appearance.

Maintenance Considerations:

Frequency: The frequency of re-plating depends on how often the jewelry is worn and how much wear it endures. Rings and bracelets, which are subject to frequent contact and abrasion, may require re-plating every 1-2 years.

Cost: The cost of rhodium re-plating can add to the long-term expense of white gold jewelry. It’s important to factor in these maintenance costs when considering white gold.

Choosing the Right Level of White Gold

When choosing the right level of white gold for your jewelry, consider the following factors:

Budget: Higher karat white gold (18K) is more expensive due to its higher gold content, while lower karat options (14K and 10K) offer more affordable alternatives with varying degrees of durability and color.

Durability: For jewelry that will be worn daily or is subject to frequent wear, 14K or 10K white gold may be preferable due to their increased durability. Engagement rings and wedding bands, in particular, benefit from the enhanced strength of these lower karat options.

Aesthetic Preferences: If you prefer a richer gold color and are willing to invest in regular maintenance, 18K white gold offers a luxurious appearance. For a whiter and more durable option, 14K or 10K white gold alloyed with palladium can provide a beautiful, hypoallergenic choice.

Allergies: If you have sensitive skin or a known allergy to nickel, choose palladium-alloyed white gold to avoid potential allergic reactions.

Maintenance: Be prepared for the potential need for periodic rhodium re-plating to maintain the bright white appearance of your white gold jewelry. This is particularly important for pieces like rings and bracelets that experience more wear and tear.

Investment and Long-Term Value

The value of white gold jewelry is influenced by its gold content, alloy metals, and craftsmanship. Higher karat white gold typically holds more intrinsic value due to its higher gold content, but all levels of white gold can be valuable investments depending on their quality and design.

Resale Value: The resale value of white gold jewelry depends on factors such as the karat rating, condition, and current market prices for gold and other metals. High-quality white gold pieces from reputable jewelers are more likely to retain value over time.

Sentimental Value: White gold jewelry often carries significant sentimental value, especially for pieces like engagement rings and wedding bands. The choice of white gold level should reflect not only financial considerations but also the emotional significance of the jewelry.

Ethical and Environmental Considerations

As with all precious metals, the sourcing and production of white gold can have environmental and ethical implications. Choosing white gold jewelry from ethical and sustainable sources can help mitigate these concerns.

Ethical Sourcing: Look for jewelers who use responsibly sourced or recycled gold to minimize the environmental and social impact of mining. Certifications such as Fairmined or Responsible Jewellery Council (RJC) membership can indicate a commitment to ethical practices.

Recycled Gold: Opting for white gold jewelry made from recycled gold reduces the demand for new mining and lessens the associated environmental damage. Recycled gold retains the same quality and value as newly mined gold.


White gold offers a beautiful and versatile option for a wide range of jewelry, from engagement rings to everyday accessories. Understanding the different levels of white gold—18K, 14K, and 10K—helps you make an informed choice based on your budget, durability needs, aesthetic preferences, and potential allergies.

18K white gold, with its high gold content and luxurious appearance, is ideal for those seeking a prestigious and valuable option. 14K white gold strikes a balance between gold content and durability, making it a popular choice for various types of jewelry. 10K white gold, with its high durability and affordability, is perfect for those who prioritize strength and cost-effectiveness.

By considering factors such as alloy metals, rhodium plating maintenance, investment value, and ethical sourcing, you can choose the right level of white gold that meets your needs and preferences, ensuring that your jewelry not only looks stunning but also stands the test of time.

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